March 23, 2026
Why National Insurance Rejected TP Claim Saying “Driver at Fault” Without FIR
Why National Insurance rejected TP claim is the last thing you want to Google after an accident, but it is exactly when you need clear guidance. In this guide I will explain, in plain English and from an ex-NICL employee’s view, what “driver at fault” and “no FIR” actually mean for your third party claim and how to fight an unfair rejection in 2026. How Third Party Claims With National Insurance Actually Work When people ask why National Insurance rejected TP claim, most of them are not clear about what third party cover really pays for. Third party motor insurance









